P2P lending, as a most important sector of financial innovation, is attracting more attention from traditional banks. Do borrowers’ activities…
Collateral plays an important role in debt contracts. It not only allows a creditor to reduce its potential loss from…
This paper provides an overview to examine the information value of online social networks in P2P lending. This article is…
Psychologists have long known that people form impressions of others purely based on their appearance. Although it is well known…
Friendship networks always plays an important role in economic activities. Since Akerlof (1970) introduced informational issues at the forefront of economic…
Zhang and Liu (2012) proposed a study of rational herding effect in P2P markets using data from Prosper.com. The study defined rational…
I introduced the role of text information in P2P lending in previous post. Human can express their opinion and purpose…
Beginning from the first P2P platform in 2007, Chinese P2P lending market has become the largest in the world. Up…
I reviewed a large number of papers which focus on the borrower’s side in P2P lending. Few papers discuss lender’s…
Natural language is a huge source of data about complex phenomena, but it is difficult to qualify and measure. With…