Ge et al. (2017) examines the predictive power of self-disclosed social media information on borrowers’ default in P2P lending and identifies…
P2P lending is a burgeoning online service that allows individuals to directly borrow money from each other. In these platforms,…
A new working paper investigated the potential for improving P2P credit scoring by using “private information” about communications and travels…
Fabio et al. (2018) study whether and to what extent peer-to-peer (P2P) credit helps circumvent loan-to-value (LTV) caps, a key…
Using a novel dataset from Tomorrow and other limited liability firms in Sweden, Li (2016) investigates what motivates firms to…
Why do retail consumers look for P2P financial intermediation? Are internet-based peer-to-peer (P2P) loans a substitute for or a complement…
Cambridge Centre for Alternative Finance has published the 4th annual UK alternative finance industry report. This report is titled ‘Entrenching Innovation’,…
Regulators around the world have made it a top policy priority to respond to the exponential growth of financial technology…
Julapa Jagtiani and Catharine Lemieux investigated the advantages/disadvantages of loans made by a large Fintech lender and similar loans that were originated…
Coakley et al. (2017) investigate the role of P2P (peer-to-peer) debt in the financing decisions of 1,001 unique firms that were financed…