A two day conference `Fintect and Shadowbanking in China’, organized by Professor Mustafa Caglayan at Heriot Watt University, was held…
Online Peer-to-Peer lending has emerged as an attractive credit markets for small borrowers who have limited access to traditional credit…
Predicting whether a borrower will default on a loan is of significant concern to platforms and investors in online P2P…
In contrast to traditional lending, in peer-to-peer lending, lenders must evaluate the risk of the loan application themselves with limited…
This paper studies whether, in the consumer credit market, peer-to-peer lending platforms serve as substitutes for banks or instead as…
For P2P lending platforms, risk control ability (i.e., the ability to accurately assess and screen borrowers to control the credit risk of…
The purpose of this paper is to provide insights into peer-to-peer (P2P) lending which has served as one important tool…
The paper investigates how friendship relationships act as pipes, prisms, and herding signals in a large online peer-to-peer lending site.…
As transaction and data hubs, e-commerce platforms are uniquely positioned to extend credit to users and have become leading players…
Berg et al. (2018) analyze the information content of the digital footprint – information that people leave online simply by accessing…