As transaction and data hubs, e-commerce platforms are uniquely positioned to extend credit to users and have become leading players…
Berg et al. (2018) analyze the information content of the digital footprint – information that people leave online simply by accessing…
How policy uncertainty affects household credit access? Li et al. (2017) use crowdfunding data from a major peer-to-peer (P2P) crowdfunding…
Does marketplace lending (MPL) benefit its borrowers? Using comprehensive monthly credit bureau data for borrowers on a major MPL platform,…
Asymmetric information between borrowers and lenders may induce inefficiencies in credit markets, lenders can partially mitigate these inefficiencies by using…
Using detailed transactions data from a peer-to-peer lending market, Lin et al. (2018) present the first direct evidence that, when faced…
P2P lending is a burgeoning online service that allows individuals to directly borrow money from each other. In these platforms,…
A recent working paper by Jagtiani and Lemieux explored the alternative data and machine learning roles in P2P lending. There have been concerns…
Ge et al. (2017) examines the predictive power of self-disclosed social media information on borrowers’ default in P2P lending and identifies…
P2P lending is a burgeoning online service that allows individuals to directly borrow money from each other. In these platforms,…